Privacy Policy
CarInsurance4LessOnline.com is committed to protecting your privacy.
Any information that is collected through our site is secure and will only be use to provide you with auto insurance quotes. Auto insurance companies determine premiums by looking at a variety of factors including driving record, age, location, marital status, make and model of your vehicle, coverage amount, etc. Since we deal with hundreds of companies, we must ask you questions required by all of them to determine the most competitive match for you.
What Information We Collect and How We Use It
Personally Identifiable Information
We collect information from you when you fill out the quote form on our website. This site may request and collect certain personal information including, but not limited to, Application Data and other personal information contained in User Submissions, through various means such as online forms, online applications, and email. We do not collect any personally identifiable information from you unless you voluntarily choose to disclose such information while taking advantage of the services on this site.
When completing the form on our site, as appropriate, you may be asked to enter your name, street and e-mail address, phone number, marital status, date of birth, gender, occupation, education level, prior insurance coverage information, make, model and number of vehicles in your household. Any data we request that is not required will be specified as voluntary or optional. You may, however, visit our site anonymously.
Other than as set forth in this Privacy Policy, and unless given permission by you to do so, we will not sell or disclose your personally identifiable information to third parties.
Non Personally Identifiable Information
We may also collect certain non-personally identifiable information via the Site, such as Site usage activity and preferences, also known as profile or demographic data. This helps us determine the extent to which our visitors use certain parts of the Site, which, in turn, enables us to make the Site as useful as possible.
What do we use your information for?
Any of the information we collect from you may be used in one of the following ways:
- To provide you with auto insurance quotes or other requested services provided on our website
- To personalize your experience (your information helps us to better respond to your individual needs)
- To improve customer service (your information helps us to more effectively respond to your customer service requests and support needs)
- To improve our website (we continually strive to improve our website offerings based on the information and feedback we receive from you)
- To send periodic emails. The email address you provide when completing our auto insurance quote form may be used to send you information and updates pertaining to your quote, in addition to receiving occasional company news, updates, related product or service information, etc.
- Note: If at any time you would like to unsubscribe from receiving future emails from us, we include detailed unsubscribe instructions at the bottom of each email we send out.
** Your information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without your consent, other than for the express purpose of delivering the purchased product or service requested.
Consent to Processing
By providing any personal information to this Site, you fully understand and unambiguously consent to the transfer of such personal information to, and the collection and processing of such personal information in the United States and other countries or territories. By submitting this information you are authorizing Brokers, Agents, discount program representatives and/or Insurance Professionals in our network to contact you directly with quotes via telephone, fax, and email, regardless of the presence of your phone number(s) on any local or national no-call list.
How do we protect your information?
We offer the use of a secure server and an SSL certificate through StarField Technologies. All supplied personal information is encrypted into our database only to be accessible by those authorized with special access rights to such systems and are required to keep the information confidential. We are committed to ensuring that your information is secure. In order to prevent unauthorized access or disclosure we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online. However, due to the open communication nature of the Internet, we cannot guarantee that communications between you and us, and us and you, will be free 100% secure from unauthorized access by third parties. After completing our form, your private information (name, address, phone number, email address, etc.) will be kept on file for more than 60 days in order to keep you informed of ongoing product news and updates.
Do we use cookies?
Yes (Cookies are small files that a site or its service provider transfers to your computer’s hard drive through your Web browser (if you allow) that enables the sites or service providers systems to recognize your browser and capture and remember certain information that you previously shared with us. We use cookies to understand and save your preferences for future visits, keep track of advertisements, track visitors through our site, and to compile aggregate data about site traffic and site interaction so that we can offer better a better experience in the future. If you prefer, you can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies via your browser settings. Like most websites, if you turn your cookies off, some of our services may not function properly.
Do we disclose any information to outside parties?
CarInsurance4lessonline.com does not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others’ rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.
California Online Privacy Protection Act Compliance
Because we value your privacy we have taken the necessary precautions to be in compliance with the California Online Privacy Protection Act. We therefore will not distribute your personal information to outside parties without your consent.
Children’s Online Privacy Protection Act Compliance
We are in compliance with the requirements of COPPA (Children’s Online Privacy Protection Act), and we do not collect any information from anyone under 13 years of age. Our website and all services offered on the site are directed to people who are at least 13 years old or older.
Third Party Links
Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.
Online Privacy Policy
This online privacy policy applies only to information collected through our website and not to information collected offline.
Changes to our Privacy Policy
We reserve the right, at our discretion, to change, modify, add, or remove portions from this policy at any time so visitors are encouraged to review this policy from time to time. If we decide to change our privacy policy, we will post those changes on this page. Policy changes will apply only to information collected after the date of the change. This policy was last modified on May 10, 2010. Your continued use of our Site following the posting of changes to these terms means you accept these changes.
Questions
If you have any questions about our privacy policy or how we protect your information, you can send us an email from this link: http://carinsurance4lessonline.com/contact.html
Consent
Your use of this Site signifies your understanding and acceptance of the terms of this Privacy Policy.
