I just bought a new car, and I am trying to find cheap car insurance. What is the best way for me to find cheap auto coverage?

When most people buy a new car, the last thing they think about is how much it will cost to insure the vehicle. This is particularly true for people who are attracted to large SUVs, fast sports cars, and other vehicles that insurance companies do not like to insure. Unfortunately, if you have already purchased the car, you've already committed...

I keep hearing people mention PLPD insurance. What exactly is PLPD car insurance coverage?

PLPD stands for “Public Liability and Property Damage” - it was a term used in Michigan throughout the 1970s to refer to a “bare bones” policy. While this term was in active use, PLPD car insurance meant essentially the same thing as a “liability only” policy, which provided bodily injury and property damage protection for other drivers and passengers, but not for the policy owner.

I am 21, and I am paying extremely high car insurance prices. Can you tell me when my rates will go down?

One of the things that young drivers find most unfair about auto insurance is that those who are the least able to afford insurance - students and young professionals - end up paying the highest rates. From an insurance company standpoint, though, charging more for young driver insurance makes perfect sense - drivers under the age of 25 cause many more accidents than older drivers.

My father is dreading the cost of adding another driver to the family auto insurance policy. What are some discounts that many insurance companies offer that might help my dad same some money on our auto insurance?

Insuring young drivers is a costly proposition – car insurance companies partially base rates on age, so young drivers end up paying far more for the same coverage - a 16 year old might pay four times as much as a 40 year old.

I recently bought a car, and I have no idea what auto insurance company is good and has great deals. What should I do?

The definition of “good” auto insurance coverage is largely dependent on your specific needs. If an insurance policy provides the coverage you need and adequately protects your financial well being, it is good coverage.  On the other hand, if it leaves you exposed to the potential for significant financial harm, then it is not good coverage for you.

**Disclaimer: The example $29/month rate above is based on the driver meeting certain criteria which includes but is not limited to: driving record, coverage limits, deductibles, education, occupation, make and model of your vehicle, location, and loyalty. Individual rates may vary. Not every driver will be able to qualify for the rate mentioned above. CarInsurance4LessOnline.com is not advertising for any of the companies listed or mentioned on our site. CarInsurance4LessOnline.com is not providing or soliciting insurance and is not a licensed producer. To obtain an individual quote, fill out our auto insurance quote form which will match you with licensed insurers or agents.